Affiliate Disclosure

Effective August 25, 2026 · Version 1.0

Plain-English summary (read this first). When you click a link on Vested Gifts that goes to Robinhood, we may earn a small referral fee from Robinhood if you open and fund a Robinhood account. We want you to know about this up front, because we think you deserve to know who pays us. The fee does not change your costs, your account terms, or how Robinhood treats you. We earn the same flat fee regardless of how much (or how little) you eventually deposit, trade, or hold at Robinhood — by design, so our interests stay aligned with yours rather than with pushing you toward riskier activity.

1. Why We Publish This Page

The U.S. Federal Trade Commission's Endorsement Guides (16 C.F.R. Part 255), as updated in 2023, require companies that endorse, recommend, or link to third-party products to clearly and conspicuously disclose any material connection with the third party — including financial compensation. (Federal Register 88 FR 48092, July 26, 2023)

Vested Gifts ("Vested," "we," "us") earns referral compensation from Robinhood Markets, Inc. and its affiliates ("Robinhood") in connection with brokerage-account referrals. This page explains that relationship in detail. A short version of this disclosure ("Vested earns a referral fee from Robinhood when you open and fund an account through our link") will also appear at or near the first mention of Robinhood on every page, email, and Book — not just in the footer — as required by the Endorsement Guides.

2. The Compensation We Receive

Vested participates in Robinhood's Impact affiliate program (administered through the Impact.com network). Apply or verify at affiliates.robinhood.com.

The program pays Vested:

with a 30-day attribution cookie. The fees are flat per-referral amounts — they do not vary with how much a user funds, how often they trade, or what they hold.

These terms may change at Robinhood's discretion. We will update this page when we become aware of material changes.

3. The Compensation We Do NOT Accept

By policy, Vested does not accept, and will not negotiate for, any of the following compensation structures from Robinhood or any other broker-dealer:

This boundary exists so that Vested's compensation is not contingent on the size, frequency, or risk of the trading you do at Robinhood after you sign up. We benefit only from the act of you opening and funding an account — we have no incentive to influence what you do next.

If at any time we change this policy, we will update this page and notify users by email at least 14 days before the change takes effect.

4. How the Tracking Works

When you click a Robinhood link on Vested:

  1. Robinhood (through Impact.com) sets a tracking cookie or identifier in your browser. This cookie tells Robinhood that your subsequent account opening, if any, was referred by Vested.
  2. The cookie lasts 30 days. If you open and fund an account within that window through Robinhood, Vested is credited.
  3. Robinhood reports back to Vested (in aggregate, without your name, email, or account details) that a referral was completed. We then receive a payout once aggregate referrals exceed the program's minimum payout threshold.

We do not receive your Robinhood account number, balance, trading activity, holdings, or any other personal financial information from Robinhood. The tracking flows in one direction: Robinhood tells us a referral closed; nothing else.

For more detail on the cookies Vested sets directly, see our Cookie Notice. For Robinhood's privacy practices, consult Robinhood's Privacy Policy.

5. What This Relationship Is Not

To be precise about what the affiliate relationship does and does not mean:

See also our Brokerage Disclosure and Pledge Disclosure for related context.

6. Conflict of Interest — Plainly

Because Vested earns money when you open and fund a Robinhood account, we have a financial incentive to encourage you to do so. We want to be transparent about that incentive rather than pretend it does not exist. Some practical implications:

If you would prefer to use Vested without contributing to our affiliate revenue, you can:

  1. Visit Robinhood directly at robinhood.com instead of clicking our link, or
  2. Use a different custodial brokerage entirely. Vested's apparel and Book features work regardless of which broker you choose.

7. Where the Short-Form Disclosure Appears

Per FTC §255.5, the material-connection disclosure must be "clear and conspicuous" and at or near the first mention of the endorsed product in the relevant content, in the same modality. To meet that standard, you will see a short disclosure such as:

Vested earns a referral fee from Robinhood when you open and fund an account through our link. Learn more.

at or near the first mention of Robinhood on:

This page is the long-form version that the short-form disclosure links to.

8. Updates to This Disclosure

We may update this page from time to time. When we do, we will update the Last Updated date at the top of this page and, for material changes, post a notice on the homepage and notify registered users by email. Material changes that introduce a new compensation type (e.g., AUM revenue share — which we do not currently accept) will be accompanied by a re-acceptance flow.

Prior versions of this page will be archived at /legal/archive/affiliate-disclosure/v<version> for audit purposes.

9. Contact

Questions about this disclosure, or about Vested's relationship with Robinhood, may be sent to:

Vested Gifts Attn: Legal [REGISTERED AGENT NAME] [REGISTERED AGENT ADDRESS], [ZIP] Email: support@vestedgifts.com

10. Related Policies

This Affiliate Disclosure is part of the Vested Gifts Policy Pack v1.1 and should be read together with the documents listed above. It is not legal advice; have it reviewed by qualified counsel before publishing.